{"id":5986,"date":"2024-12-21T13:38:48","date_gmt":"2024-12-21T05:38:48","guid":{"rendered":"https:\/\/jomlevelup.my\/?p=5986"},"modified":"2024-12-26T12:37:01","modified_gmt":"2024-12-26T04:37:01","slug":"how-to-file-motor-insurance-takaful-claims-digitally","status":"publish","type":"post","link":"https:\/\/jomlevelup.my\/bm\/how-to-file-motor-insurance-takaful-claims-digitally\/","title":{"rendered":"How to file motor insurance\/takaful claims digitally?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"5986\" class=\"elementor elementor-5986\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-326509c6 elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"326509c6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30376b3e\" data-id=\"30376b3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-76a9d760 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76a9d760\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5704a95d\" data-id=\"5704a95d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-732a70df bgTitle mobileBreakWord elementor-widget elementor-widget-heading\" data-id=\"732a70df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default translation-block\">Pemfailan takaful\/insurans motor secara digital. Bagaimana?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35a57a15 elementor-section-full_width elementor-section-stretched elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"35a57a15\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-147490b9\" data-id=\"147490b9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-67af359d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67af359d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76232df1\" data-id=\"76232df1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37124363 elementor-widget elementor-widget-image\" data-id=\"37124363\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"622\" height=\"622\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1.png\" class=\"attachment-full size-full wp-image-5993\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1.png 622w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-500x500.png 500w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-300x300.png 300w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-150x150.png 150w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-75x75.png 75w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-1-480x480.png 480w\" sizes=\"(max-width:767px) 480px, 622px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-779165a8\" data-id=\"779165a8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59d14f89 elementor-widget elementor-widget-text-editor\" data-id=\"59d14f89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tahukah anda kebanyakan pengendali takaful\/syarikat insurans menawarkan solusi digital melalui laman web atau aplikasi telefon? Ya, memang ada. Melalui kaedah digital inilah pihak yang menuntut (\u2018claimant\u2019) boleh menerima perkembangan terkini dengan serta-merta dan boleh melihat proses dengan lebih baik dan pantas.<\/p><p>Sesetengah pengendali takaful\/syarikat insurans juga ada perkhidmatan bantuan tepi 24\/7 yang memberikan akses kepada para pelanggan mereka untuk menghubungi pusat khidmat pelanggan bilabila masa untuk menerima pertolongan, bantuan atau penundaan kenderaan yang rosak.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-779ad72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"779ad72\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-dc8b656\" data-id=\"dc8b656\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6dc686e elementor-widget elementor-widget-text-editor\" data-id=\"6dc686e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bukan itu saja! Foto digital kerugian atau kerosakan kenderaan akibat kemalangan pun boleh dihantar melalui sistem yang sama. Semua pemangkin pendigitalan inilah yang dapat mengurangkan tempoh kitaran tuntutan insurans motor dan menjadikan proses kelulusan lebih efisien. Anda boleh memfailkan tuntutan dengan mudah tanpa perlu meninggalkan rumah anda. Selesa kan?<\/p><p>Inisiatif-inisiatif ini selaras dengan seruan Bank Negara Malaysia (BNM) untuk meningkatkan pengalaman dan hasil tuntutan pemilik kenderaan, seperti yang digariskan dalam Pelan Induk Sektor Kewangan 2022-2026. <a class=\"textLink\" href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/10150308\/ar2022_en_box2.pdf\" target=\"_blank\" rel=\"noopener\">Blueprint<\/a> 2022-2026.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-db40890 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db40890\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-665b42e\" data-id=\"665b42e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76fb66b elementor-widget elementor-widget-image\" data-id=\"76fb66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1140\" height=\"594\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02.jpg\" class=\"attachment-large size-large wp-image-6003\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02.jpg 1140w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-500x261.jpg 500w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-300x156.jpg 300w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-768x400.jpg 768w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-18x9.jpg 18w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-144x75.jpg 144w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-banner02-480x250.jpg 480w\" sizes=\"(max-width:767px) 480px, (max-width:1140px) 100vw, 1140px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bd3ddf elementor-section-full_width elementor-section-stretched elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"2bd3ddf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e8e9ae\" data-id=\"2e8e9ae\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-236f8a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"236f8a7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-11a0dc5\" data-id=\"11a0dc5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c1dcc8 standardTitle24 elementor-widget elementor-widget-heading\" data-id=\"4c1dcc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kenapa pendigitalan penting?\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63fcfe7 elementor-widget elementor-widget-text-editor\" data-id=\"63fcfe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cuba bayangkan\u2014di lokasi di mana kemalangan atau kerosakan kenderaan berlaku, anda mungkin menghadapi situasi kurang selesa atau amalan tidak beretika. Contohnya? Pihak yang tak berkaitan\/tidak diingini mungkin tiba-tiba datang ke lokasi kemalangan untuk mengambil kesempatan terhadap mangsa. Mereka memberi tekanan kepada mangsa hingga mendapat keiizinan untuk menunda kenderaan mereka tanpa memaklumkan kepada pengendali takaful\/syarikat insurans yang berkenaan. Selain itu, mangsa juga mungkin terpaksa menangani tuntutan dengan pihak tidak dikenali dan membayar kos tidak sepatutnya.<\/p><p>Kenderaan rosak yang ditunda ke bengkel yang tidak diiktiraf juga boleh mengundang rasa bimbang dari aspek keselamatan akibat penggunaan bahagian\/alat ganti yang tidak tulen atau pembaikan yang tidak mencapai standard diperlukan. Amalan sedemikian boleh meningkatkan risiko penipuan insurans\/takaful yang lebih tinggi dan tuntutan berlebihan disebabkan kenaikan kos pembaikan dan alat ganti.<\/p><p>Tambahan lagi, proses tuntutan secara manual memakan masa yang panjang untuk kelulusan dan penyelesaian tuntutan. Solusi digital seperti laman web atau aplikasi telefon boleh menyelesaikan masalah ini dengan menghubungkan semua pihak yang terlibat dengan proses tuntutan, sekaligus memberikan pelanggan pengalaman yang lancar dan lebih efisien.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77f925e elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77f925e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-52ee9a5 rotateGbG\" data-id=\"52ee9a5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fddde1 standardTitle18 elementor-widget elementor-widget-heading\" data-id=\"2fddde1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default translation-block\">Panduan pertama #<i>Ot-to<\/i><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d14c6a elementor-widget elementor-widget-text-editor\" data-id=\"2d14c6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHanya berurusan dengan trak tunda yang diiktiraf<br><br>Dapatkan nama dan nombor pendaftaran pengendali trak tunda yang diiktiraf daripada pengendali takaful\/syarikat insurans anda, dan tunggu hingga mereka sampai.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6556b8c\" data-id=\"6556b8c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc7e45e elementor-widget elementor-widget-image\" data-id=\"bc7e45e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"480\" height=\"437\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-01.png\" class=\"attachment-full size-full wp-image-6013\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-01.png 480w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-01-300x273.png 300w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-01-13x12.png 13w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-01-82x75.png 82w\" sizes=\"(max-width:767px) 480px, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-968fe23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"968fe23\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e3e1392\" data-id=\"e3e1392\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9dd8efd standardTitle24 elementor-widget elementor-widget-heading\" data-id=\"9dd8efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Langkah-langkah memfailkan tuntutan motor secara digital\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1516a6d elementor-widget elementor-widget-text-editor\" data-id=\"1516a6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Penting untuk semua pemegang sijil\/pemegang polisi insurans tahu dan faham selok-belok proses membuat tuntutan takaful\/insurans. Panduan di bawah dapat membantu memudahkan proses permohonan tuntutan anda.<\/p><p>Pelantikan ajuster bergantung kepada kerumitan sesuatu kes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7904fff elementor-widget elementor-widget-text-editor\" data-id=\"7904fff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>Laporan<\/strong><br \/>Laporkan kerugian atau kerosakan insiden kepada pihak polis dengan segera.<br \/>Artikel berkaitan: <a class=\"textLink\" href=\"https:\/\/jomlevelup.my\/bm\/got-into-an-accident-key-things-you-must-do-and-how-motor-insurance-takaful-helps\/\" target=\"_blank\" rel=\"noopener\">Alami kemalangan? Perkara utama anda kena buat dan bagaimana takaful\/insurans motor dapat membantu.<\/a><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2213e2c elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2213e2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0b6900f rotateGbG\" data-id=\"0b6900f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7e18bf standardTitle18 elementor-widget elementor-widget-heading\" data-id=\"d7e18bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default translation-block\">Panduan ke-2 #<i>Ot-to<\/i><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec7cec6 elementor-widget elementor-widget-text-editor\" data-id=\"ec7cec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Panduan tuntutan kemalangan motor yang ringkas dan padat. 3 langkah utama adalah<\/p><ul><li>Hubungi pengendali takaful atau syarikat insurans anda<\/li><li>Kumpulkan bukti<\/li><li>Buat laporan polis<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d0d189d\" data-id=\"d0d189d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a281453 elementor-widget elementor-widget-image\" data-id=\"a281453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"492\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-02.png\" class=\"attachment-full size-full wp-image-6017\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-02.png 480w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-02-293x300.png 293w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-02-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article9_Otto-guide-02-73x75.png 73w\" sizes=\"(max-width:767px) 480px, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1fea876 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fea876\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-185ba25\" data-id=\"185ba25\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcd5fd7 standardTitle24 elementor-widget elementor-widget-heading\" data-id=\"bcd5fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Maklumkan kepada pengendali takaful\/syarikat insurans\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb86ad elementor-widget elementor-widget-text-editor\" data-id=\"cdb86ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Hubungi pengendali takaful\/syarikat insurans anda segera untuk memaklumkan kerugian atau kerosakan yang dialami. Anda boleh menggunakan aplikasi, masuk ke dalam Portal Servis Tuntutan mereka, atau hubungi talian khidmat pelanggan mereka.<br><br>Jika anda tidak menggunakan aplikasinya, anda akan menerima notifikasi daripada bengkel yang diiktiraf (melainkan ia untuk pembayaran balik cermin depan\/belakang, yang biasanya akan selesai dalam tempoh satu hari bekerja.)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d799a2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d799a2e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5aa92ef\" data-id=\"5aa92ef\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d07da8b standardTitle24 elementor-widget elementor-widget-heading\" data-id=\"d07da8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sediakan dokumen atau maklumat berikut:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2df5fca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2df5fca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-69a00a4\" data-id=\"69a00a4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c620510 elementor-position-left elementor-vertical-align-middle elementor-position-left elementor-vertical-align-middle standardTitle18 elementor-widget elementor-widget-image-box\" data-id=\"c620510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon01.png\" class=\"attachment-full size-full wp-image-6024\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon01.png 80w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon01-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon01-75x75.png 75w\" sizes=\"(max-width:767px) 80px, 80px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Tarikh kerugian\/insiden<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feb06ea elementor-position-left elementor-vertical-align-middle elementor-position-left elementor-vertical-align-middle standardTitle18 elementor-widget elementor-widget-image-box\" data-id=\"feb06ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon02.png\" class=\"attachment-full size-full wp-image-6025\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon02.png 80w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon02-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon02-75x75.png 75w\" sizes=\"(max-width:767px) 80px, 80px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Nama yang diinsuranskan\/IC No\/polisi nombor<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feb9bd8 elementor-position-left elementor-vertical-align-middle elementor-position-left elementor-vertical-align-middle standardTitle18 elementor-widget elementor-widget-image-box\" data-id=\"feb9bd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon03.png\" class=\"attachment-full size-full wp-image-6026\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon03.png 80w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon03-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon03-75x75.png 75w\" sizes=\"(max-width:767px) 80px, 80px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Nombor untuk dihubungi\/alamat emel<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc38ddb elementor-position-left elementor-vertical-align-middle elementor-position-left elementor-vertical-align-middle standardTitle18 elementor-widget elementor-widget-image-box\" data-id=\"dc38ddb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon04.png\" class=\"attachment-full size-full wp-image-6027\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon04.png 80w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon04-12x12.png 12w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/article9-icon04-75x75.png 75w\" sizes=\"(max-width:767px) 80px, 80px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Penerangan ringkas tentang kerosakan<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ba047 elementor-widget elementor-widget-text-editor\" data-id=\"52ba047\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Nota: Dokumen-dokumen diperlukan yang disenaraikan bukanlah menyeluruh, kerana maklumat\/dokumen tambahan mungkin diperlukan ketika proses tuntutan. Sentiasa bersifat terbuka dan ramah mesra dalam berkomunikasi dengan pengendali takaful\/syarikat insurans anda.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a04131a elementor-widget elementor-widget-text-editor\" data-id=\"a04131a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol start=\"2\">\n \t<li><strong>Kerjasama<\/strong><br>Bekerjasama dengan penyelaras atau ajuster yang dilantik pengendali takaful\/syarikat insurans dari mula proses siasatan hingga laporan dilengkapkan.\n<\/li>\n<li>\n<strong>Kembalikan<\/strong><br>\nKembalikan Borang Tuntutan yang sudah lengkap bersama dengan dokumentasi berkaitan seperti yang diminta.\n<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c18f49 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c18f49\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4bbf0af\" data-id=\"4bbf0af\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d24ce4 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8d24ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e14b796 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e14b796\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Perlindungan Komprehensif<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4ce238 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a4ce238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Perlindungan Pihak Ketiga<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67ff688 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"67ff688\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Apa untuk dituntut?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6371a9e elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"6371a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Jika kemalangan salah anda, buat tuntutan \u2018Own Damage\u2019.<\/li><li class=\"translation-block\">Jika bukan salah anda, buat tuntutan \u2018Own Damage Knock-forKnock\u2019 (<a class=\"textLink\" href=\"https:\/\/jomlevelup.my\/bm\/claims-repairs-and-disputes-everything-you-need-to-know\/\" target=\"_blank\" rel=\"noopener\">OD-KFK<\/a>).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e9d7f2 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"6e9d7f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Kerosakan terhadap kereta anda dalam kemalangan jalan raya akibat pihak lain.<\/li><li>Kerugian kewangan lain seperti CART, Ekses, dan lain-lain.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f73ce5 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 elementor-widget elementor-widget-text-editor\" data-id=\"4f73ce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Bagaimana untuk buat tuntutan?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f473d19 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 elementor-widget elementor-widget-text-editor\" data-id=\"f473d19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Serahkan yang berikut kepada pengendali takaful\/syarikat insurans anda:<ul><li>Borang tuntutan yang telah lengkap<\/li><li>Salinan laporan polis yang asal<\/li><li>Salinan kad pengenalan dan lesen memandu pemandu serta pemegang sijil\/polisi<\/li><li>Salinan sijil pemilikan kenderaan<\/li><li>Gambar lokasi kemalangan dan kerosakan pada kenderaan<\/li><li class=\"translation-block\">Surat polis yang memaklumkan pihak mana yang dikenakan kompaun untuk kesalahan trafik<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0157da elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 elementor-widget elementor-widget-text-editor\" data-id=\"f0157da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Hantar kereta anda ke bengkel yang diiktiraf pengendali takaful\/syarikat insurans anda.<\/li><li>Lantik seorang ajuster untuk menilai kos kerosakan kereta anda.<\/li><li>Serahkan yang berikut kepada pengendali takaful\/syarikat insurans pihak lain yang terlibat:<ul><li>Salinan laporan polis yang asal<\/li><li>Salinan kad pengenalan dan lesen memandu pemandu dan pemegang polisi\/pemegang polisi<br \/>policyholder\u2019s\/certificate holder\u2019s<br \/>identity card and driving licence<\/li><li>Salinan sijil pemilikan kenderaan<br \/>certificate<\/li><li>Laporan ajuster<\/li><li>Bil kos pembaikan kereta anda<\/li><li>Foto-foto lokasi kemalangan dan kerosakan pada kenderaan<br \/>damages to vehicle<\/li><li class=\"translation-block\">Surat polis yang memaklumkan pihak mana yang dikenakan kompaun untuk kesalahan trafik<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d848280 elementor-widget elementor-widget-text-editor\" data-id=\"d848280\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Sumber: <a class=\"textLink\" style=\"font-style: italic;\" href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/10150308\/ar2022_en_box2.pdf\" target=\"_blank\" rel=\"noopener\">Bank Negara Malaysia<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9b06524 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b06524\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-81072b5\" data-id=\"81072b5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6f4dd7 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a6f4dd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7e527a elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f7e527a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Perlindungan Komprehensif<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3393fd1 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"3393fd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Apa untuk dituntut?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d72a98 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"3d72a98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Jika kemalangan salah anda, buat tuntutan \u2018Own Damage\u2019.<\/li><li class=\"translation-block\">Jika bukan salah anda, buat tuntutan \u2018Own Damage Knock-forKnock\u2019 (<a class=\"textLink\" href=\"https:\/\/jomlevelup.my\/bm\/claims-repairs-and-disputes-everything-you-need-to-know\/\" target=\"_blank\" rel=\"noopener\">OD-KFK<\/a>).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0039e5 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 desktopMinHeight420 elementor-widget elementor-widget-text-editor\" data-id=\"f0039e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Bagaimana untuk buat tuntutan?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4d83fc elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 desktopMinHeight420 elementor-widget elementor-widget-text-editor\" data-id=\"f4d83fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Serahkan yang berikut kepada pengendali takaful\/syarikat insurans anda:<ul><li>Borang tuntutan yang telah lengkap<\/li><li>Salinan laporan polis yang asal<\/li><li>Salinan kad pengenalan dan lesen memandu pemandu serta pemegang sijil\/polisi<\/li><li>Salinan sijil pemilikan kenderaan<\/li><li>Gambar lokasi kemalangan dan kerosakan pada kenderaan<\/li><li class=\"translation-block\">Surat polis yang memaklumkan pihak mana yang dikenakan kompaun untuk kesalahan trafik<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8783996\" data-id=\"8783996\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8b8e59 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c8b8e59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9594a48 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9594a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Perlindungan Pihak Ketiga<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a16390 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"0a16390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Apa untuk dituntut?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c612e64 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight170 elementor-widget elementor-widget-text-editor\" data-id=\"c612e64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Kerosakan terhadap kereta anda dalam kemalangan jalan raya akibat pihak lain.<\/li><li>Kerugian kewangan lain seperti CART, Ekses, dan lain-lain.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e00e579 elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 elementor-widget elementor-widget-text-editor\" data-id=\"e00e579\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Bagaimana untuk buat tuntutan?\n<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3699dbf elementor-widget__width-initial elementor-widget-mobile__width-initial desktopMinHeight670 elementor-widget elementor-widget-text-editor\" data-id=\"3699dbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Hantar kereta anda ke bengkel yang diiktiraf pengendali takaful\/syarikat insurans anda.<\/li><li>Lantik seorang ajuster untuk menilai kos kerosakan kereta anda.<\/li><li>Serahkan yang berikut kepada pengendali takaful\/syarikat insurans pihak lain yang terlibat:<ul><li>Salinan laporan polis yang asal<\/li><li>Salinan kad pengenalan dan lesen memandu pemandu dan pemegang polisi\/pemegang polisi<br \/>policyholder\u2019s\/certificate holder\u2019s<br \/>identity card and driving licence<\/li><li>Salinan sijil pemilikan kenderaan<br \/>certificate<\/li><li>Laporan ajuster<\/li><li>Bil kos pembaikan kereta anda<\/li><li>Foto-foto lokasi kemalangan dan kerosakan pada kenderaan<br \/>damages to vehicle<\/li><li class=\"translation-block\">Surat polis yang memaklumkan pihak mana yang dikenakan kompaun untuk kesalahan trafik<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d636779 elementor-widget elementor-widget-text-editor\" data-id=\"d636779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sumber: <a class=\"textLink\" href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/10150308\/ar2022_en_box2.pdf\" target=\"_blank\" rel=\"noopener\">Bank Negara Malaysia<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aec4d16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aec4d16\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8b43d19\" data-id=\"8b43d19\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae30391 standardTitle24 elementor-widget elementor-widget-heading\" data-id=\"ae30391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Proses tuntutan motor digital dari mula hingga akhir melalui aplikasi telefon<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15630c6 elementor-widget elementor-widget-text-editor\" data-id=\"15630c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jika anda menggunakan aplikasi bantuan tepi jalan digital pengendali takaful atau syarikat insurans anda, ini langkah-langkah untuk memfailkan tuntutan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-614a530 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"614a530\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eb2bd5f rotateGbG180\" data-id=\"eb2bd5f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-324ce47 elementor-widget elementor-widget-image\" data-id=\"324ce47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"550\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01.png\" class=\"attachment-full size-full wp-image-5706\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01.png.webp 271w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01-246x500.png 246w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01-148x300.png 148w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01-6x12.png 6w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step01-37x75.png 37w\" sizes=\"(max-width:767px) 271px, 271px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7393cda\" data-id=\"7393cda\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da729ea standardTitle18withBreak elementor-widget elementor-widget-heading\" data-id=\"da729ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LANGKAH 1<br>\nMinta DRA melalui aplikasi laman web dan\/atau telefon<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78eea09 elementor-widget elementor-widget-text-editor\" data-id=\"78eea09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jangan panik sekiranya berlaku kemalangan atau kerosakan. Ingat bahawa anda boleh berhubung menggunakan DRA melalui satu klik atau satu panggilan sahaja. Penarik kenderaan haram tidak mempunyai apa-apa hak\/kuasa ke atas kenderaan anda. Rakamkan gambar dan video sebagai bukti untuk menyokong sebarang siasatan atau tuntutan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-88a09de elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88a09de\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f215904 rotateGbG\" data-id=\"f215904\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb41672 standardTitle18withBreak elementor-widget elementor-widget-heading\" data-id=\"eb41672\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LANGKAH 2<br>\nPantau lokasi trak tunda berdaftar pada amasa nyata (\u2018<i>real-time<\/i>\u2019)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbf571a elementor-widget elementor-widget-text-editor\" data-id=\"cbf571a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Teliti maklumat trak tunda (seperti lesen nombor plat) dan terus memantau lokasi serta jangkaan waktu ketibaan mereka.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5dba8ef\" data-id=\"5dba8ef\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95eefc0 elementor-widget elementor-widget-image\" data-id=\"95eefc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"550\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02.png\" class=\"attachment-full size-full wp-image-5719\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02.png.webp 271w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02-246x500.png.webp 246w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02-148x300.png.webp 148w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02-6x12.png.webp 6w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step02-37x75.png.webp 37w\" sizes=\"(max-width:767px) 271px, 271px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a64c48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a64c48\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3cf5e9b rotateGbG180\" data-id=\"3cf5e9b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bf34cd elementor-widget elementor-widget-image\" data-id=\"2bf34cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"550\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03.png\" class=\"attachment-full size-full wp-image-5740\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03.png.webp 271w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03-246x500.png.webp 246w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03-148x300.png.webp 148w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03-6x12.png.webp 6w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step03-37x75.png.webp 37w\" sizes=\"(max-width:767px) 271px, 271px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d14f878\" data-id=\"d14f878\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f67e621 standardTitle18withBreak elementor-widget elementor-widget-heading\" data-id=\"f67e621\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LANGKAH 3<br>\nPilih bengkel pilihan dalam senarai bengkel pembaikan yang diiktiraf<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7bf4b2 elementor-widget elementor-widget-text-editor\" data-id=\"b7bf4b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Maklumkan kepada pengendali takaful\/syarikat insurans atau pihak pembekal bantuan anda mengenai bengkel pilihan anda atau pilih dalam senarai bengkel panel pembaikan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6736d30 elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6736d30\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eb7a442 rotateGbG\" data-id=\"eb7a442\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35a0817 standardTitle18withBreak elementor-widget elementor-widget-heading\" data-id=\"35a0817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LANGKAH 4<br>\nBuat laporan kemalangan secara digital, dan muat naik bukti gambar serta video<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f2c35e elementor-widget elementor-widget-text-editor\" data-id=\"2f2c35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Masuk ke dalam laman web pengendali takaful\/syarikat insurans atau aplikasi di telefon anda untuk menghantar dokumen tuntutan anda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d3a8479\" data-id=\"d3a8479\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a606e4b elementor-widget elementor-widget-image\" data-id=\"a606e4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"550\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04.png\" class=\"attachment-full size-full wp-image-5741\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04.png.webp 271w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04-246x500.png.webp 246w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04-148x300.png.webp 148w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04-6x12.png.webp 6w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step04-37x75.png.webp 37w\" sizes=\"(max-width:767px) 271px, 271px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b249431 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b249431\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4479196 rotateGbG180\" data-id=\"4479196\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bba1cd elementor-widget elementor-widget-image\" data-id=\"9bba1cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"550\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05.png\" class=\"attachment-full size-full wp-image-5742\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05.png.webp 271w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05-246x500.png.webp 246w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05-148x300.png.webp 148w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05-6x12.png.webp 6w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/10\/step05-37x75.png.webp 37w\" sizes=\"(max-width:767px) 271px, 271px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-332f0bd\" data-id=\"332f0bd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26eeef1 standardTitle18withBreak elementor-widget elementor-widget-heading\" data-id=\"26eeef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LANGKAH 5<br>\nPantau status pembaikan dan tuntutan melalui aplikasi di telefon dan\/atau notifikasi SMS<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-853ab52 elementor-widget elementor-widget-text-editor\" data-id=\"853ab52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kenderaan yang siap dibaiki sudah boleh diambil sekiranya ada notifikasi daripada pengendali takaful\/syarikat insurans atau bengkel pembaikan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-84522e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84522e2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3f5eddc\" data-id=\"3f5eddc\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60cb90b elementor-widget elementor-widget-text-editor\" data-id=\"60cb90b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Nota: Diagram di atas adalah untuk ilustrasi sahaja.\n<br><br>\n\u2018Interface\u2019 pengguna sebenar mungkin berbeza di kalangan pengendali takaful\/syarikat insurans yang terlibat.<br \/>Sumber: <a class=\"textLink\" href=\"https:\/\/www.bnm.gov.my\/documents\/20124\/10150308\/ar2022_en_box2.pdf\" target=\"_blank\" rel=\"noopener\">Bank Negara Malaysia<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1c25aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1c25aa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-89050ea\" data-id=\"89050ea\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49f4c83 elementor-widget elementor-widget-text-editor\" data-id=\"49f4c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Transformasi digital adalah pemangkin dan pemacu dalam industri. Lebih cepat industri takaful\/insurans motor dapat menyesuaikan diri dengan solusi digital, semakin baiklah hasil dan dan manfaat yang akan diperoleh. Tuntutan motor pada masa akan datang akan menjadi lebih menarik, lebih laju, efisien, telus, inovatif, dan dipacu secara digital. Ditambah pula dengan sokongan khidmat pelanggan daripada pengendali takaful\/syarikat insurans yang ramah mesra dan sentiasa sudi membantu, pengalaman tuntutan dari proses mula hingga akhir pasti boleh menjadi satu realiti!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2b6dd75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b6dd75\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-53696c3\" data-id=\"53696c3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-897a410 elementor-widget elementor-widget-image\" data-id=\"897a410\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSeLTE9zQpxfZgd-kQkBdy39RQXdo4EUU32ryZLLAnFpOQV5PQ\/viewform\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1950\" height=\"606\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6.jpg\" class=\"attachment-full size-full wp-image-6454\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6.jpg 1950w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-500x155.jpg 500w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-1200x373.jpg 1200w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-300x93.jpg 300w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-768x239.jpg 768w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-1536x477.jpg 1536w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-18x6.jpg 18w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-150x47.jpg 150w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/A9_6-480x149.jpg 480w\" sizes=\"(max-width:767px) 480px, (max-width:1950px) 100vw, 1950px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fd5b1f elementor-section-full_width elementor-section-stretched elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"4fd5b1f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d4f2ce\" data-id=\"5d4f2ce\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0f29741 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f29741\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-29e665d\" data-id=\"29e665d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3be19b elementor-widget elementor-widget-image\" data-id=\"c3be19b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"245\" src=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu.png\" class=\"attachment-full size-full wp-image-1423\" alt=\"\" srcset=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu.png 584w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu-500x210.png.webp 500w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu-300x126.png.webp 300w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu-150x63.png 150w, https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/03\/logo-jlu-480x201.png.webp 480w\" sizes=\"(max-width:767px) 480px, 584px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2c2dc79\" data-id=\"2c2dc79\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a655fb elementor-widget elementor-widget-text-editor\" data-id=\"4a655fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Artikel ini adalah sebahagian daripada kempen \u2018Jom, Level Up\u2019 di bawah Liberalisasi Secara Berperingkat 2.0, Program Pendidikan Pengguna (CEP), oleh <span style=\"color: #336842;\"><a style=\"color: #336842;\" href=\"https:\/\/piam.org.my\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">Persatuan Insurans Am Malaysia (PIAM)<\/span><\/a> <\/span>dan <span style=\"color: #336842;\"><a style=\"color: #336842;\" href=\"https:\/\/takaful4all.org\/ms\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">Malaysian Takaful Association (MTA)<\/span><\/a>.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5d7a691 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d7a691\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a8faf08\" data-id=\"a8faf08\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3330cd8 elementor-widget elementor-widget-text-editor\" data-id=\"3330cd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Penafian: Maklumat-maklumat yang diberikan adalah untuk pengetahuan umum sahaja. PIAM dan MTA tidak membuat sebarang perwakilan atau jaminan berkenaan maklumat-maklumat ini, termasuk dan tidak terhad pada apa-apa perwakilan atau jaminan berkenaan dengan kesesuaian bagi tujuan tertentu bagi maklumat tersebut sejauh mana yang dibenarkan dari sisi undang-undang-undang. Meskipun usaha-usaha sudah dilaksanakan untuk memastikan maklumat yang diletakkan dalam artikel ini adalah tepat, boleh dipercayai dan lengkap ketika tempoh penulisan, maklumat yang diberikan dalam artikel ini tidak sepatutnya diberi kebergantungan untuk membuat sebarang keputusan berkaitan kewangan, pelaburan, hartanah atau undang-undang. Tambahan lagi, maklumat ini tidak sepatutnya menggantikan nasihat daripada individu professional terlatih yang boleh mempertimbangkan fakta dan situasi peribadi anda, dan kami tidak menanggung sebarang liabiliti jika anda menggunakan maklumat ini untuk membuat sebarang keputusan.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2809e42e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2809e42e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-51244f72\" data-id=\"51244f72\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e9dbf39 elementor-align-center eng elementor-widget elementor-widget-button\" data-id=\"5e9dbf39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/11\/Article-9-ENG.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat turun dan kongsikan artikel, sekarang!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30dde9e0 elementor-align-center bm elementor-widget elementor-widget-button\" data-id=\"30dde9e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jomlevelup.my\/wp-content\/uploads\/2024\/12\/Article-9-BM.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat turun dan kongsikan artikel, sekarang!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Kebanyakan pengendali takaful\/syarikat insurans di Malaysia menawarkan solusi digital. Ketahui bagaimana anda dapat melalui pengalaman lebih efisien dan lancar melalui pendigitalan.<\/p>","protected":false},"author":1,"featured_media":6482,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5986","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-topics"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to file motor insurance\/takaful claims digitally? - Jom Level Up<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jomlevelup.my\/bm\/how-to-file-motor-insurance-takaful-claims-digitally\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to file motor insurance\/takaful claims digitally? 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